What is your exit plan, and how long will it take to execute?

November 28, 2017, 10:41 am

≫ Next: Health Insurers Making It Tougher for Clinical Lab and Pathology Test Claims to Get Paid: Steps to Help Labs with Patient Billing, Out-of-Network Claims, Brutal Audits, and Use of Contract Sales Reps

≪ Previous: Texas Strong, Houston Hotel Operators Still Keeping Doors Open to Support Hurricane Harvey Relief Efforts

What is your exit plan, and how long will it take to execute?

"You know, fighting in a basement offers a lot of difficulties. Number one being, you're fighting in a basement."



- Lt. Aldo Raine.

Like most libertarians, private property ownership and personnel security are two passions of mine where we all clearly benefit from always having an exit plan.

This article probably does not cover anything professional traders and old mobsters don't fully grok, but dilettantes and newbies will certainly benefit from either developing or reviewing their exit points and expected latency for each and every position. Please understand that heading for the exits is always risky! The retreat is when most of the casualties of war occur, as explained in the excellent book, On Killing: The Psychological Cost of Learning to Kill in War and Society, by Lt. Col. Dave Grossman. We haven't made any profit until we close out the trade, and twenty years of a building wealth can be destroyed by a bad divorce.

Exit plans often take the form of if/then statements. For example:

· Investments - If the price XYZ doubles, then I will sell half, and pray it is the worst decision I ever made
· Relationships - If he hits me just once, then I will move out and file for divorce
· Residency - If martial law is instituted, then we are leaving the country
· Terminal illness - If I require life support for more than two weeks, then kiss me and pull the plug
· Home security - If the alarm goes off in the middle of the night, do not turn on the lights, roll out of bed, grab the Benelli, and take cover

Sure, like Mike Tyson says, "Everybody has a plan until they get punched in the mouth." However, *the planning process allows us to identify potential problems when we still have time to solve them*.  As Benjamin Franklin said, "If you fail to plan, you are planning to fail!"

Let's say that you followed my guide to buying Bitcoin and losing it in a boating accident, and you are still using Coinbase to buy and sell BTC, or have linked your account to GDAX. What is your maximum daily sell amount in dollars, and how does that relate to the size of your account? Do you know?

GDAX limits for deposits, withdrawals, trades, and balances

Withdrawal: $10,000/day for individual accounts and $50,000/day for institutional accounts. To be considered for higher withdrawal limits, please go to your Settings within GDAX and click "Increase Limits."

https://support.gdax.com/customer/portal/articles/2426595

If your limit is $10,000, that is about one bitcoin per day, today, but may represent only a half a bitcoin very soon. If you have 10 BTC in the account, it could take you more than a week to close the position. This is obviously not a good situation and reminds me of the great scene from the film, Inglorious Bastards, when Brad Pitt's character, Lt. Aldo Raine and his team are doing some exit planning for an upcoming rendez-vous in enemy territory...

I won't spoil the movie for you, but I will say that Aldo ain't stupid.

The beautiful mrs_horseman accompanied me for dinner last weekend, and because we have been together so long, and have trained together, we each know exactly where we are going to sit, where the exits are, and exactly how we would vaminos in the event that we choose to do so in a hurry or under duress. We don't even need to talk about it anymore. The entire discussion is non verbal.

Exit plans are useful in a wide variety of circumstances. For example, if you commute into a major city, or live in one, then it is probably a good idea to have a plan to get the fuck out if the shit hits the fan and when everyone else is freaking out.

To this end, please consider my articles...

Elevated freeways are perfect kill zones

I have had several requests from friends to review the self-rescue gear *we carry in our Get Back Home (GBH) bags*, probably due to the recent but not unexpected flooding we have had this spring.

http://www.zerohedge.com/news/2016-06-10/elevated-freeways-are-perfect-k...

...and...

What you gonna do when the bombs start to fall?

Let's imagine for a few minutes that the ongoing-global-currency war and proxy wars *somehow, unexpectedly, blow up into a world war* directly involving you, wherever it is that you live. Specifically, imagine that one side is able to achieve surprise, and as you sit at your desk, today, the power and all telecommunications go out without warning. Within 15 minutes, everyone notices a large amount of what is obviously military aircraft activity, evidenced by sonic booms, and soon there are several very bright flashes on the horizon in the direction of the closest military base.

The odds of this actually happening are not zero.

http://www.zerohedge.com/news/2015-10-22/what-you-gonna-do-when-bombs-st...

If you are like many Americans and most or all of your liquid wealth is kept in the possession of your bank, then a little exit planning is surely in order, considering the prevalence of this sort of thing:

Systems down all Thursday afternoon for multiple banks in Texas

For example, some banks and credit unions in Texas were giving hand-written receipts for deposits, and *limiting cash withdrawals to $300!* Other banks were not making wire transfers for Friday payrolls of corporate customers.

http://www.zerohedge.com/news/2017-03-02/systems-down-all-thursday-after...

Unlike enjoying dinner in a nice restaurant, some positions may take a long time to Assess, Design, Develop, Implement, and Evaluate good exit strategies. One of my friends tells a story of working in Nigeria, and the very complicated exit plan he and his associates had to get the fuck out of out of Lagos, involving ropes, swimming, sailing, and satellites. Along those lines...

hedgeless_horseman's annual Twelve Days of Christmas shopping list for the ZeroHedge readers in your life

2) Nigel Calder's Cruising Handbook: A Compendium for Coastal and Offshore Sailors $39

If ever someone's world turns to complete shit, and you want them to know *which sailboat to beg, barter, or steal from the marina, and how to sail it*, then this book is the ticket.

http://www.zerohedge.com/news/2017-11-14/hedgelesshorsemans-annual-twelv...

What positions in your life could use a little exit planning?

Peace, prosperity, liberty, and love,

-h_h Reported by Zero Hedge 2 hours ago.

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Health Insurers Making It Tougher for Clinical Lab and Pathology Test Claims to Get Paid: Steps to Help Labs with Patient Billing, Out-of-Network Claims, Brutal Audits, and Use of Contract Sales Reps

November 28, 2017, 10:39 am

≫ Next: One photo shows how the Keystone pipeline is living up to activists' biggest fears

≪ Previous: What is your exit plan, and how long will it take to execute?

Health Insurers Making It Tougher for Clinical Lab and Pathology Test Claims to Get Paid: Steps to Help Labs with Patient Billing, Out-of-Network Claims, Brutal Audits, and Use of Contract Sales Reps

AUSTIN, Texas--(BUSINESS WIRE)--Pathology groups are struggling with out-of-network claims and audits as health insurers institute burdensome requirements. Reported by Business Wire 2 hours ago.

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One photo shows how the Keystone pipeline is living up to activists' biggest fears

November 28, 2017, 11:06 am

≫ Next: RealPage Receives Antitrust Clearance from the U.S. Department of Justice for the Acquisition of Lease Rent Options, LRO®

≪ Previous: Health Insurers Making It Tougher for Clinical Lab and Pathology Test Claims to Get Paid: Steps to Help Labs with Patient Billing, Out-of-Network Claims, Brutal Audits, and Use of Contract Sales Reps

One photo shows how the Keystone pipeline is living up to activists' biggest fears

· *The Keystone Pipeline has spilled far more oil than TransCanada Corp, the company that operates the project, predicted.*
· *President Donald Trump gave the go-ahead for an extension, called the Keystone XL pipeline, to be built after former President Barack Obama rejected the proposal.*
· *The frequent* *and large spills confirm activists' fears about the pipeline. *

--------------------

The Keystone pipeline has leaked far more oil than the Canadian company that operates the project initially predicted to regulators.

TransCanada Corp, which operates the pipeline that links Alberta's oil fields with US refineries in Texas, was forced to shut it down temporarily after 5,000 barrels of oil — or 210,000 gallons — leaked in a rural area of South Dakota earlier in November.

TransCanada provided an assessment to regulators in South Dakota before the pipeline's construction that predicted the a leak of more than 50 barrels would not happen "more than once every seven to 11 years over the entire length of the pipeline in the United States," according to documents reviewed by Reuters. The risk assessment was carried out by a contractor, DNV GL.

But the pipeline has already had three spills since it started operating in 2010 — all of which leaked at least 400 barrels. Two of the spills occurred in South Dakota. The picture below, taken by a drone, shows the damage the most recent spill caused on surrounding cropland:

TransCanada is planning to expand the pipeline with the Keystone XL project. President Donald Trump is pushing for the extension to be built, though former President Barack Obama rejected it on environmental grounds, adding that it wouldn't create jobs or lower energy prices, and would "undercut" the US's leadership on fighting climate change.

Trump signed an executive action in January to advance construction of the pipeline. He has spoken in favor of the new construction as a way to boost the US energy industry, and said the pipeline would be constructed with US steel. The XL extension has since been exempted from that rule.

Members of the South Dakota’s Public Utilities Commission told Reuters they may revoke TransCanada's operating permit, pending the results of a probe into the spill earlier this month.

"They testified that this is going to be a state-of-the-art pipeline," Gary Hanson, a member of the commission, told Reuters. "We want to know the pipeline is going to operate in a fashion that is safe and reliable. So far it’s not going well."

Nebraska regulators, on the other hand, approved the XL pipeline's proposed route through their state last week despite the disastrous spill in South Dakota.

Climate activists have made opposition to the Keystone XL pipeline and the Dakota Access pipeline — a separate pipeline project in North and South Dakota — a symbol of the fight against global warming and the fossil fuel industry.

In December of last year, thousands of people gathered in North Dakota to protest the construction of the Dakota Access pipeline, which was set to run underneath the Standing Rock Sioux reservation's land. The Sioux said a spill would be disastrous for the reservation's water resources.

The Dakota Access pipeline began commercial operations in June, though a D.C. district court ordered the Army Corps of Engineers to conduct an additional environmental review on the pipeline's risks in July.

*SEE ALSO: Investors who 'couldn't care less' about clean energy are giving money to a solar finance fund promising big returns*

Join the conversation about this story »

NOW WATCH: How oil is manufactured for Trump’s revived Keystone XL pipeline Reported by Business Insider 1 hour ago.

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RealPage Receives Antitrust Clearance from the U.S. Department of Justice for the Acquisition of Lease Rent Options, LRO®

November 28, 2017, 10:57 am

≫ Next: Air Force: Lapse in Kelley case was part of pattern

≪ Previous: One photo shows how the Keystone pipeline is living up to activists' biggest fears

RealPage Receives Antitrust Clearance from the U.S. Department of Justice for the Acquisition of Lease Rent Options, LRO®

RICHARDSON, Texas--(BUSINESS WIRE)--RealPage, Inc. (NASDAQ:RP), a leading global provider of software and data analytics to the real estate industry, today announced that it has received antitrust clearance from the U.S. Department of Justice for the proposed acquisition of LRO, a revenue management solution that empowers optimized pricing for over 1.5 million apartment units. “Price optimization creates real opportunity to increase asset values and yields from the nearly $3.0 trillion of apart Reported by Business Wire 1 hour ago.

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Air Force: Lapse in Kelley case was part of pattern

November 28, 2017, 11:25 am

≫ Next: South Dakota church hosts security training for area leaders

≪ Previous: RealPage Receives Antitrust Clearance from the U.S. Department of Justice for the Acquisition of Lease Rent Options, LRO®

The Air Force says its failure to report the criminal history of the former airman who killed 26 people at a Texas church in early November was part of a pattern of such lapses. Reported by FOXNews.com 58 minutes ago.

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South Dakota church hosts security training for area leaders

November 28, 2017, 12:17 pm

≫ Next: Texas eager to avoid telling nearly a half-million kids — right before Christmas — that they’ve lost health coverage

≪ Previous: Air Force: Lapse in Kelley case was part of pattern

BOX ELDER, S.D. (AP) — A church in western South Dakota is hosting security training following the mass shooting at a Texas church earlier this month. The Rapid City Journal reports the training will be held this week at the Outreach Community Church in Box Elder. Participants will learn to identify suspicious individuals, train security […] Reported by Seattle Times 6 minutes ago.

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Texas eager to avoid telling nearly a half-million kids — right before Christmas — that they’ve lost health coverage

November 28, 2017, 12:22 pm

≫ Next: Obamacare Set To Drive New Wave Of Hospital Bankruptcies

≪ Previous: South Dakota church hosts security training for area leaders

Reported by DallasNews 1 minute ago.

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Obamacare Set To Drive New Wave Of Hospital Bankruptcies

November 28, 2017, 11:22 am

≫ Next: Alcohol Precovery Drink Maker Unveils New Flavors

≪ Previous: Texas eager to avoid telling nearly a half-million kids — right before Christmas — that they’ve lost health coverage

Obamacare Set To Drive New Wave Of Hospital Bankruptcies

Back in 2008, one of the biggest arguments in favor of Obamacare was that the legislation would help alleviate bad debt at hospitals created by people who required emergency care but didn't have health insurance or the financial means to cover their treatment. Of course, like most promises made about Obamacare, the exact opposite of the Left's original theories has played out in reality as *restructuring lawyers are now warning that the healthcare industry is about to experience a massive wave of hospital bankruptcies.* Per Bloomberg:

*A wave of hospitals and other medical companies are likely to restructure their debt or file for bankruptcy in the coming year,* following the recent spate of failing retailers and energy drillers, according to restructuring professionals. Regulatory changes, technological advances and the rise of urgent-care centers have created a "perfect storm" for health-care companies, said David Neier, a partner in the New York office of law firm Winston & Strawn LLC.

Some signs are already there: *Health-care bankruptcy filings have more than tripled this year according to data compiled by Bloomberg,* and an index of Chapter 11 filings by companies with more than $1 million of assets has reached record highs in four of the last six quarters, according to law firm Polsinelli PC. *Junk bonds from companies in the industry have dropped 1.4 percent this month*, a steeper decline than the broader high-yield market, according to Bloomberg Barclays index data.

Since 1997, health-care cases have made up only 5.25 percent of all U.S. bankruptcy filings, according to Bloomberg data. Year to date, they already comprise 7.25 percent of all filings. *Emergency-room operator Adeptus Health, cancer-care provider 21st Century Oncology, and cancer treatment specialist California Proton Treatment are the largest filings. *Those statistics exclude pharmaceutical company Concordia, which is restructuring in Canada, and Preferred Care Inc., one of the U.S.’s largest nursing home groups, operating 108 assisted living facilities.

So what has caused the sudden onset of hospital failures? Well, because Obamacare's architects were so certain their legislation would completely eliminate uninsured citizens in the U.S., they decided to offset the costs of the "Affordable Care Act" by eliminating subsidy payments to hospitals that had previously been used to cover losses from treating uninsured patients...

Hospitals, including private rural ones, may be among the hardest hit, Winston & Strawn’s Neier said. *The Affordable Care Act, known as Obamacare, reduced payments to hospitals that serve a large number of poor and uninsured patients, known as "disproportionate share hospitals," on the theory that more patients would be insured under the law.* Congress delayed those cuts several times, but didn’t do so for the current fiscal year, which may "single-handedly throw hospitals into immediate financial distress -- many operate on less than one day’s cash,” he said in an interview.

"Smaller hospitals have already been struggling for years,” said Kristin Going, a partner in the New York office of Drinker, Biddle & Reath LLP. Both lawyers declined to discuss specific companies. *Since 2010, a growing number of patients have enrolled in high-deductible health plans that force them to shoulder more of costs when they get treatment, according to the U.S. Centers for Disease Control and Prevention. That has translated into more bad debt from customers for hospitals and other providers.*

Some publicly traded hospital companies that were already under pressure from high debt loads have been further buffeted by this year’s hurricanes. Community Health Systems Inc., with $1.9 billion in debt maturing in 2019, has suffered doctor revolts over crumbling, cash-strapped facilities, as well as losses linked to the storms in Texas and Florida earlier this year. A representative for Community Health didn’t return a call seeking comment.

...of course, here in reality, things didn't quite play out so perfectly as surging Obamacare premiums have pushed more and more people into high deductible plans or have forced them to forego insurance altogether and opt instead to simply pay the tax penalties levied by the legislation. Shocking that folks could simply absorb a doubling of their healthcare premiums in 4 years.

Just more proof that Obamacare is working perfectly and should be left just as it is... Reported by Zero Hedge 1 hour ago.

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Alcohol Precovery Drink Maker Unveils New Flavors

November 28, 2017, 11:19 am

≫ Next: Texas’ Barton draws GOP challenger after nude photo surfaces

≪ Previous: Obamacare Set To Drive New Wave Of Hospital Bankruptcies

B4 continues to grow anti-hangover supplement nationally, releasing berry and grape flavors

Orlando, Florida (PRWEB) November 28, 2017

B4, a non-caffeinated liquid supplement that helps shield the body from the aftereffects of consuming alcohol, celebrates one-year anniversary by releasing two new flavors and redesigned packaging. Berry and grape will be available, along with B4’s original orange flavor, starting next month. The product is now for sale at more than 500 retail locations in six states and at DrinkB4.com. This includes Florida, Texas, New Jersey, Kansas, Louisiana and Georgia. Plans are underway to launch with a major retailer in California and Arizona early in 2018.

B4 has not only evolved its packaging and expanded the product line, the company continues to increase its market reach which is helping to shape the alcohol precovery category.

Drinking a can of B4 before consuming alcohol fortifies the body with electrolytes, amino acids, vitamins, plant extracts, antioxidants and minerals to protect against alcohol’s crash course through the system. Filled with B vitamins, glutathione and milk thistle, and without any caffeine, the supplement provides metabolic energy to enjoy the night just as much as the morning after. These ingredients offer protection from the toll alcohol takes on the body, like sunscreen for the liver.

Today’s consumers demand quality, paying closer attention to ingredients and what they are putting into their bodies. This includes choices they make about what to drink and how much. After listening to feedback from B4 drinkers during year one, the company has met the demand for new flavors, offering consumers a choice of berry, grape or orange.

The drink was created by licensed pharmacist, John Mansour, and his business partner, beverage industry veteran Dave Larue. The pair created B4 to help grow a new category of precovery products that aim to prevent post-drinking symptoms before they happen. Since the product launch in December 2016, the company has earned more than $500,000 in sales revenue.

“B4 is our first product in this new category and it sells like crazy. After only two months, it became the number two non-alcoholic item throughout our entire chain of stores, behind only Coca-Cola® two-liter bottles,” explains Kris Becker, Director of Purchasing at ABC Fine Wine & Spirits in Florida.

Mansour explains, “We are committed to science-based product development and education, honesty and transparency, and becoming the largest brand worldwide in the precovery category we are helping to build. B4 gives people the ability and peace-of-mind to celebrate the night and function at a high level the next morning.” Reported by PRWeb 1 hour ago.

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Texas’ Barton draws GOP challenger after nude photo surfaces

November 28, 2017, 11:35 am

≫ Next: Oildex to Discuss the Future of the ‘Always-On’ Supply Chain at the 3rd Annual Oil and Gas Supply Chain and Procurement Summit

≪ Previous: Alcohol Precovery Drink Maker Unveils New Flavors

AUSTIN, Texas (AP) — Texas Congressman Joe Barton has drawn a Republican primary challenger a week after a nude photo of him circulated on social media. Jake Ellzey, a retired Naval combat pilot and member of the Texas Veterans Commission, filed paperwork Tuesday with the Republican Party of Texas. The 68-year-old Barton, from Ennis, south […] Reported by Seattle Times 48 minutes ago.

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Oildex to Discuss the Future of the ‘Always-On’ Supply Chain at the 3rd Annual Oil and Gas Supply Chain and Procurement Summit

November 28, 2017, 11:33 am

≫ Next: Texas' Barton draws GOP challenger after nude photo surfaces

≪ Previous: Texas’ Barton draws GOP challenger after nude photo surfaces

Oildex Vice President of Product - Payables and Supply Chain Jeff White will discuss how the Always-On Supply Chain is becoming a reality in the oil and gas industry at the 3rd annual Oil and Gas Supply Chain and Procurement Summit in Houston, Texas.

HOUSTON (PRWEB) November 28, 2017

On December 6, 2017, Oildex Vice President of Product - Payables and Supply Chain Jeff White will discuss how the Always-On Supply Chain is becoming a reality in the oil and gas industry at the 3rd annual Oil and Gas Supply Chain and Procurement Summit in Houston, Texas. Jeff’s presentation will take place in the Shell Auditorium meeting room at 9:15 AM (CST).
The so-called ‘Always-On’ Supply Chain, an increasingly hot topic in many industries, promises to take participants to next-level efficiency and effectiveness by marrying the Internet of Things (IoT), online marketplaces and back-office systems. Jeff will describe how Always-On is already starting to become a reality in Oil & Gas, delivering dramatic productivity improvements and cost savings to both operators and service providers by eliminating paper, manual processing, data entry, redundant processes, errors, and fraud. Both operators and service providers gain significant operational and financial benefits by going Always On.

The 3rd annual Oil and Gas Supply Chain and Procurement Summit goes from December 5-6 and explores how companies can respond to the new reality of a slower period of recovery in addition to sharing cross-silo best practices strategies for streamlining processes, increasing efficiency and sustainability, and achieving business value. The summit is a forum that enables attendees to find new and innovative transferable ideas that help their supply chain thrive.

About Oildex
Oildex, a service of Transzap, Inc. (“Oildex”), is transforming the way oil & gas companies manage their financial operations. Over 250 operators, 67,000 suppliers, dozens of financial institution and millions of mineral rights owners in North America use the Oildex network to seamlessly and securely collaborate across their financial supply chains, automate critical business processes, eliminate the high cost and errors of paper, and obtain access to key data to make more informed business decisions. Oildex is privately held, backed by Accel-KKR, headquartered in Denver, Colorado, and has offices in Houston, Calgary, and Austin. Learn more about Oildex at http://www.oildex.com. Reported by PRWeb 50 minutes ago.

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Texas' Barton draws GOP challenger after nude photo surfaces

November 28, 2017, 11:44 am

≫ Next: KBRA Assigns Preliminary Ratings to BANK 2017-BNK9

≪ Previous: Oildex to Discuss the Future of the ‘Always-On’ Supply Chain at the 3rd Annual Oil and Gas Supply Chain and Procurement Summit

AUSTIN, Texas (AP) — Texas Congressman Joe Barton has drawn a Republican primary challenger a week after a nude photo of him circulated on social media.Jake Ellzey, a retired Naval combat pilot and member of the Texas Veterans Commission,... Reported by New Zealand Herald 39 minutes ago.

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KBRA Assigns Preliminary Ratings to BANK 2017-BNK9

November 28, 2017, 11:47 am

≫ Next: Green Donation Consultants Appoints New COO

≪ Previous: Texas' Barton draws GOP challenger after nude photo surfaces

KBRA Assigns Preliminary Ratings to BANK 2017-BNK9

NEW YORK--(BUSINESS WIRE)--Kroll Bond Rating Agency (KBRA) is pleased to announce the assignment of preliminary ratings to 16 classes of BANK 2017-BNK9 (see ratings list below), a $1.1 billion CMBS conduit transaction collateralized by 45 commercial mortgage loans secured by 89 properties. The collateral properties are located in 30 states, with three state exposures representing more than 10.0% of the pool balance: California (23.2%), Texas (11.5%), and Pennsylvania (10.6%). The pool has expos Reported by Business Wire 36 minutes ago.

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Green Donation Consultants Appoints New COO

November 28, 2017, 12:02 pm

≫ Next: Real Estate Expert & New York Times Bestselling Author, Brian Buffini, Announces 2018 Success TourTM

≪ Previous: KBRA Assigns Preliminary Ratings to BANK 2017-BNK9

One of the nation’s leading appraisal company’s latest hire is poised for future growth.

FREDERICKSBURG, Va. (PRWEB) November 28, 2017

There’s an adage that a company is only as good as its people, and that’s why representatives with Green Donation Consultants, a Fredericksburg, Virginia-based appraisal firm, is proud to announce the appointment of Mayurkumar Dankhara as its new Chief Operating Officer.

“We’re excited,” said AnnMarie Smith, CEO, and spokesperson for Green Donation Consultants. “He is a proven leader, a quality which we believe will take us to the next level of success, thereby providing our customers with a direct benefit.”

Green Donation Consultants is the premier charitable donation consulting firm in more than 25 states. The company, which has been awarded multiple speaking engagements at national conferences to include US Green Building Council and Building Materials ReUse Association, has eight certified and designated personal property appraisers on its staff and a total of 30 support personnel making the company the single largest privately owned charitable donation consulting firm in the United States.

As for the company’s newly hired COO, Dankhara completed his Bachelor in Civil Engineering from India in 2007 and his Master of Science in Construction Management from Texas A & M University in 2010. Dankhara is also a member of the International Society of Appraisers.

“As Chief Operating Officer, he will a vital part of Green Donation Consultants exponential growth by providing good leadership in the mission of converting demolitions into deconstructions,” Smith stressed, before adding, “he has more innovations in mind to keep growing this company and its mission far into the future.”

For more information, please visit: grndonation.com.

Green Donation Consultants

Green Donation Consultants was established in 2005. Today, the company is much more than just an appraisal firm, placing a strong commitment to providing additional services throughout the entire donation process. Our firm has recently added a commercial division to help business owners take advantage of the non-cash charitable donation program too.

Contact Details:

AnnMarie Smith

4016 Plank Road
Fredericksburg, VA 22407
USA

Phone: 1- 800-870-3965

Source: Green Donation Consultants

### Reported by PRWeb 21 minutes ago.

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Real Estate Expert & New York Times Bestselling Author, Brian Buffini, Announces 2018 Success TourTM

November 28, 2017, 12:01 pm

≫ Next: Valero Energy Corporation Will Attend The Wolfe Oil & Gas Refiners Conference

≪ Previous: Green Donation Consultants Appoints New COO

With a powerhouse lineup of guest speakers and the option to attend in-person or via live broadcast, “Brian Buffini’s Success Tour” promises to be real estate’s top event of the year.

CARLSBAD, Calif. (PRWEB) November 28, 2017

Buffini & Company is proud to announce the “Brian Buffini’s Success Tour” 2018 schedule, coming to Anaheim, California, February 6-7, Richmond, Virginia, March 20-21, Dallas, Texas, September 5-6, Monterey, California, October 24-25 and Toronto, Ontario, November 28-29. This two-day event features renowned speakers and focuses on strategies to help real estate professionals generate a steady stream of quality leads, attain work/life balance and build highly profitable businesses.

“This year’s theme, “Finding Your Acre of Diamonds” is intended to show agents that their personal acre of diamonds is right under their feet,” says Brian. “It’s all right there in front of them, all they need do is pick them up.”

Guest speakers include: Walter Bond, retired NBA player and powerful motivational speaker (Anaheim); Mel Robbins, bestselling author of “The Five Second Rule” (Richmond); Connie Podesta, Hall of Fame speaker and award-winning author (Dallas); Herm Edwards, NFL player, coach & ESPN analyst (Monterey); and Olympic gold medalist Scott Hamilton (Toronto).

The 2018 Success Tour will also feature a brand-new “live” Q&A session with Brian Buffini and “America’s Best Listing Agent” Joe Niego, as well as advanced drill-down break-out sessions with Joe and Buffini & Company head coach Dave McGhee.

“Through Brian’s real-world experience and the insight of our guest speakers, there is a limitless amount of knowledge to be gained from the Success Tour,” says Dermot Buffini, CEO of Buffini & Company. “It is our mission at Buffini & Company to impact and improve the lives of people. The 2018 Success Tour will undoubtedly fulfill that mission for all who attend.”

Each Success Tour stop offers the option to attend in-person, or via live broadcast, giving agents and lenders the flexibility to watch from the comfort of their offices or to network with some of the best professionals in the industry. The Success Tour is free to Buffini & Company members, and $295 early-bird pricing for non-members. For additional information or to register, visit buffiniandcompany.com.

About Buffini & Company
Headquartered in Carlsbad, CA, Buffini & Company is the largest real estate coaching and training company in North America. Founded by real estate expert and master motivator Brian Buffini, the company provides a unique and highly-effective lead generation system and comprehensive business coaching and training programs, which have helped entrepreneurs in 37 countries improve their business, increase net profit and enhance their quality of life.

For further information: buffiniandcompany.com or 800-945-3485. Reported by PRWeb 21 minutes ago.

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Valero Energy Corporation Will Attend The Wolfe Oil & Gas Refiners Conference

November 28, 2017, 12:14 pm

≫ Next: Air Force Failed to Report Dozens of Service Members to Gun Database

≪ Previous: Real Estate Expert & New York Times Bestselling Author, Brian Buffini, Announces 2018 Success TourTM

SAN ANTONIO, Nov. 28, 2017 (GLOBE NEWSWIRE) -- Valero Energy Corporation (NYSE:VLO) today announced that Joe Gorder, Chairman, President, and Chief Executive Officer of Valero Energy Corporation will attend the Wolfe Oil & Gas Refiners Conference on January 3, 2018. * *

*About Valero
*Valero Energy Corporation, through its subsidiaries, is an international manufacturer and marketer of transportation fuels and other petrochemical products. Valero, a Fortune 50 company based in San Antonio, Texas, with approximately 10,000 employees, is an independent petroleum refiner and ethanol producer, and its assets include 15 petroleum refineries with a combined throughput capacity of approximately 3.1 million barrels per day and 11 ethanol plants with a combined production capacity of 1.4 billion gallons per year. The petroleum refineries are located in the United States (U.S.), Canada and the United Kingdom (U.K.), and the ethanol plants are located in the Mid-Continent region of the U.S. In addition, Valero owns the 2 percent general partner interest and a majority limited partner interest in Valero Energy Partners LP, a midstream master limited partnership. Valero sells its products in both the wholesale rack and bulk markets, and approximately 7,400 outlets carry Valero’s brand names in the U.S., Canada, the U.K. and Ireland. Please visit www.valero.com for more information.

*Valero Contacts*
Investors:
John Locke, Vice President – Investor Relations, 210-345-3077
Karen Ngo, Senior Manager – Investor Relations, 210-345-4574
Tom Mahrer, Manager – Investor Relations, 210-345-1953

Media:
Lillian Riojas, Director – Media Relations and Communications, 210-345-5002 Reported by GlobeNewswire 9 minutes ago.

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Air Force Failed to Report Dozens of Service Members to Gun Database

November 28, 2017, 12:19 pm

≫ Next: The Dallas Foundation names new president and CEO

≪ Previous: Valero Energy Corporation Will Attend The Wolfe Oil & Gas Refiners Conference

Air Force officials say they are moving to fix problems that prevented the conviction of a gunman who opened fire at a church in Texas from being reported. Reported by NYTimes.com 4 minutes ago.

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The Dallas Foundation names new president and CEO

November 29, 2017, 9:36 am

≫ Next: Boyfriend gets 50 years in 2016 slaying of Texas A&M student

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North Texas’ third-largest charitable foundation has named a new president and CEO. Matthew Randazzo will take The Dallas Foundation’s top role in mid-2018, succeeding Mary Jalonick, who is retiring after 30 years in the position. Helen Holman, the foundation’s chief philanthropy officer, and Jeanne Whitman Bobbitt, a former foundation board member and nonprofit management consultant, will serve as interim co-presidents until Randazzo takes on the job full time. “Matthew is a remarkable… Reported by bizjournals 3 hours ago.

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Boyfriend gets 50 years in 2016 slaying of Texas A&M student

November 29, 2017, 10:12 am

≫ Next: The salary you need to earn to buy a home right now in 23 of the most expensive US housing markets

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BRYAN, Texas (AP) — A man living near Austin must serve 50 years in prison for the 2016 fatal shooting of his girlfriend who attended Texas A&M University and was slain at her off-campus apartment. Victor Manuel Garcia-Loyo of Del Valle (VAL’-ee) was sentenced Wednesday in Bryan. Brazos (BRAZ’-uhs) County Assistant District Attorney Jessica Escue […] Reported by Seattle Times 3 hours ago.

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The salary you need to earn to buy a home right now in 23 of the most expensive US housing markets

November 29, 2017, 9:51 am

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The salary you need to earn to buy a home right now in 23 of the most expensive US housing markets

· *Home prices increased in 92% of the largest 177 metro areas in the third quarter of 2017.*
· *Incomes aren't keeping up with home prices, making it more difficult for homebuyers to qualify for a mortgage in the most expensive markets.*
· *The salary needed to qualify in the top-five metro areas — four of which are located in California — exceeds $110,00.*

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In the third quarter of 2017, the US housing supply continued to lag, pushing home prices further upward, according to the National Association of Realtors (NAR).

By the end of September, there were 1.9 million existing homes available for sale — 6.4% less than were on the market the same time last year.

The group reports that while the national median family income rose to $71,775, increasing mortgage rates and home prices will affect Americans' ability to buy a home, specifically in the country's most expensive housing markets.

"While there was some moderation in price appreciation last quarter, home prices still far exceed incomes in several parts of the country — especially in the largest markets in the South and West where new home construction simply is not keeping up with job growth," said Lawrence Yun, NAR chief economist.

Using NAR's data on housing affordability, we gathered a list of the US metro areas where the minimum salary required to qualify for a mortgage, after a 20% down payment, is highest. NAR assumes a mortgage rate of 3.9% for all areas, with the monthly principle and interest payment limited to 25% of income.

Notably, the salary needed to qualify in the top-five metro areas — four of which are located in California — exceeds $110,000.

For the US as a whole, the average qualifying income is $46,435 and the median home price is $254,000.

Below, check out how much you need to earn to buy a home in the most expensive housing markets, and what the median home will cost you.

The following markets are based on metropolitan statistical areas, with the exception of Anaheim-Santa Ana-Irvine and Los Angeles-Long Beach-Glendale, which are metropolitan divisions.

*SEE ALSO: The 10 most expensive ski towns in America — and how much it costs to buy a home there*

*DON'T MISS: Millennials are abandoning the suburbs for a new kind of neighborhood — see inside*

-23. Burlington-South Burlington, Vermont-

*Population: *214,363

*Median sale price:* $283,100

*Salary needed to buy:* $51,775-22. Salt Lake City, Utah-

*Population: *1,170,266

*Median sale price:* $293,000

*Salary needed to buy: *$53,565-21. Austin-Round Rock, Texas-

*Population: *2,000,860

*Median sale price:* $296,400

*Salary needed to buy: *$54,187
See the rest of the story at Business Insider Reported by Business Insider 3 hours ago.

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